Barton Morfee: Auto finance is what I do for a living and auto loans are based on the following factors and all can affect interest rates which in turn affects finance charges;1. Loan to value.2. Term of loan.3. Age of vehicle.4. Miles on vehicle.5. Down payment.6. Time on job.7. Time at residence.8. Monthly income before taxes.9. Credit score/profile.10. Total debt to income ratio.So as you can see you have not provided near enough information to actually answer your question....Show more
Seema Hosfeld: In your case this site can be very helpful HTTP://CREDIT.SAVEFINDER.NETRE Finance charges on auto loans ? Hi, how much are finance charges (the fee you pay the bank when you take out a loan on a car, not the down payment) typically? I live in southern NY, if that affects it....Show more
Clinton Quant: Here you can get rates: http://www.CREDIT-AND-FINANCE.COMRE:Finance charges on auto loans ?
William Vickerman: It all depends on who you're taking the lo! an out with. Some banks charge upfront fees and some don't. Check out Bankrate.com for rates and terms at major financial institutions in your area. You may consider an online lender like Capital One that offers low auto loan rates and no application or prepayment fees.
Gwenda Micheals: 1
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